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Title
Text copied to clipboard!Commercial Loan Provider
Description
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We are looking for a Commercial Loan Provider to join our dynamic finance team. In this role, you will be responsible for offering commercial loans to businesses, assessing their creditworthiness, developing customized loan solutions, and maintaining long-term client relationships. Your main task will be to help businesses achieve their financial goals by providing the most suitable financing options.
You will work closely with the sales, risk management, and legal teams to ensure that all loan transactions comply with company policies and regulatory requirements. The ideal candidate is analytical, results-driven, and capable of building trustworthy relationships with clients.
Key skills include financial analysis, credit risk assessment, persuasive communication, and the ability to work in a dynamic environment. If you have experience in the financial sector, particularly in commercial lending, and are looking to advance your career in a stable and growing company, we encourage you to apply for this opportunity.
Responsibilities
Text copied to clipboard!- Conduct financial analysis and creditworthiness assessment of businesses
- Develop and offer customized commercial loan solutions
- Maintain and develop relationships with existing and potential clients
- Prepare loan proposals and contracts
- Collaborate with risk management and legal teams
- Monitor loan portfolio and ensure timely payments
- Identify new business opportunities and market trends
- Ensure compliance with company policies and regulations
- Provide professional advice to clients on financing options
- Regularly report results to management
Requirements
Text copied to clipboard!- University degree in finance, economics, or a related field
- At least 2 years of experience in commercial lending
- Strong analytical and problem-solving skills
- Excellent communication and persuasion skills
- Knowledge of financial markets and lending principles
- Ability to work independently and in a team
- High sense of responsibility and accuracy
- Good command of Latvian and English
- Experience with CRM systems and financial analysis tools
- Ability to work in a dynamic and goal-oriented environment
Potential interview questions
Text copied to clipboard!- What is your experience in providing commercial loans?
- How do you assess a company's creditworthiness?
- Describe a case where you developed a customized loan solution for a client.
- How do you maintain relationships with existing clients?
- What CRM systems or financial analysis tools have you used?
- How do you handle situations when a client delays payments?
- How do you stay updated on market trends and new opportunities?
- How do you ensure compliance with regulatory requirements?
- What are your strengths for this position?
- Why do you want to join our company?
